Buildings & Contents Insurance
Whether you buy a property through us or not, you will need to think about buildings and contents insurance. Documents are issued in English.
 
REQUEST A QUOTATION!
 
Contact us to obtain a quotation. You will need to know the size of the property in m2, the type of property (eg detached or linked villa, apartment etc) and the value of the contents. Please note that kitchen units, bathroom sanitaryware and air-conditioning units are classified as contents and you will need to add the value of these items to the cost of the furniture and equipment you have. There is a small surcharge for property unoccupied for more than 30 days so please mention it also at the time of the request for quotation.
 
SUMMARY OF THE COVERAGE OF THE POLICY
 
The following table gives a summary of the basic and optional coverage, indicating the percentage of coverage.
 
 
BASIC COVERAGE
Maximum coverage
Buildings
Maximum coverage
Contents
1
Fire, lightning, explosion, spontaneous explosion and side effect
100%
100%
2
Demolition and rubble clearance costs
100%
100%
3
Fire-fighting costs
100%
100%
4
Electrical damage
100%
100%
5
Smoke damage
100%
100%
6
Acts of vandalism or malicious mischief
100%
100%
7
Wind, hail or snow
100%
100%
8
Vehicle collision
100%
100%
9
Sound waves
100%
100%
10
Reconstruction of gardens
5%
-
11
Falling trees, posts or aerials
100%
100%
12
Water damage
100%
100%
13
Replacement of public documents
-
100%
14
Replacement of personal accreditation documents
-
100%
15
Cosmetic repairs to the building
5%
-
16
Breakage of glass, mirrors and Plexiglas
100%
100%
17
Breakage of marble, granite and artificial stone
-
100%
18
Breakage of kitchen ceramic hobs
-
100%
19
Breakage of fixed bathroom appliances
100%
-
20
Robbery and theft
-
100%
21
Damage to the building through robbery
100%
-
22
Hold-up outside the home
 700 euros
 
23
Misappropriation
-
10%
24
Credit card fraud
 350 euros
 
25
Replacement of locks
-
100%
26
Damage to foodstuffs in cold stores and refrigerators
-
2%
27
Uninhabitability of the dwelling
-
100%
28
Loss of rent
100%
-
29
Property temporarily removed
-
10%
30
Civil liability
Specific sum 
 
31
Claims for damages
 3,200 euros
 
32
Assistance for the home
 
 
33
Extraordinary risk
 
 
34
Replacement value insurance
 

OPTIONAL COVERAGE

Maximum coverage

1 Objects of special value

Specific sum

2 Jewellery

Specific sum

3 Vehicles situated in the dwelling

Specific sum

4 Contents belonging to third parties

Specific sum

5 Injury accidents

200% of Contents